Her research looks at the areas of business innovation based on information technology; sustainable business models; design thinking; digital transformation; sharing economy; co-working spaces; enterprise social networks, collaboration and virtual work models.
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Thomas G. Distance healthcare, which holds the promise of making the healthcare market work better for the MIC, has few takers to invest and aggregate the complex ecosystem needed - doctors, micro insurance, data and video connectivity etc.
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Acceptable performance, though a popular phrase, is better substituted by "appropriate performance". Acceptability is about stripping out features, appropriateness is about designing features that add value to customers. MIC are not backward.
They live in a networked world, know what is possible, and will not settle for less. They strive for more and innovate to get there. They also have complex needs, all of which makes it very hard to serve them profitably, with a low price tag. The interpretation of 'financial inclusion' by banks to mean opening bank accounts is woefully inappropriate for complex MIC needs when you have less money you need to juggle more , and is also not profitable for Banks, the way their current business system works.
To make financial markets work for the MIC, understanding of consumer needs has to be the starting point, maybe chit funds is the killer app inclusion product and not the bank account! Tashmia Ismail. Nicola Kleyn. The base of the pyramid BOP —the largest socio-economic group, but which also has the lowest income—is the subject of increasing attention in business practices worldwide, the current shift of which is toward creating a more sustainable market.
That trend is thoroughly detailed in this helpful guide to understanding and succeeding in BOP business. Utilizing case studies f The base of the pyramid BOP —the largest socio-economic group, but which also has the lowest income—is the subject of increasing attention in business practices worldwide, the current shift of which is toward creating a more sustainable market.
Utilizing case studies from South Africa, the book demonstrates that in South Africa, around 60 percent of the population is not served or underserved by current business, with similar comparisons existing globally. The book offers strategies for tapping the significant new market both effectively and ethically, and showcases pioneering BOP businesses as well as the failures—giving special focus to what makes an approach sustainable.
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Game-changing cloud: New business mindsets to compete globally
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